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Property

Strata Residential | Commercial

Landlords Residential

Financial Lines

Management Liability

Professional Indemnity

Construction & Trades

Construction Annual | Single Project

Property

Residential Strata

HRS9 (Effective 20/05/26)
HRS8 (Effective 06/03/25 - 19/05/26)
HRS7 (Effective 06/09/24 - 05/03/25)
HRS6 (Effective 12/04/24 - 05/09/24)
HRS5 (Effective 27/09/23 - 11/04/24)
HRS4 (Effective 16/08/23 - 26/09/23)
HRS3 (Effective 25/05/23 - 15/08/23)
HRS2 (Effective 02/04/23 - 24/05/23)
HCS1 (Effective 24/11/232 - 01/04/23)
Other Available Documents

Commercial Strata

HCS1 (Effective 28/07/26)
Other Available Documents

Residential Landlords

HLL2 (Effective 20/05/26)
HLL1 (Effective 27/06/25 - 19/05/26)
HLLSCTP2 (Effective 20/05/2026)
HLLSCTP1 (Effective 27/06/25 - 19/05/26)

Construction & Trades

Annual Construction

HAC6 (Effective 20/05/26)
HAC5 (Effective 13/02/26 - 19/05/26)
HAC4 (Effective 06/03/25 - 12/02/26)
HAC3 (Effective 12/04/24 - 05/03/25)
HAC2 (Effective 07/07/23 - 11/04/24)
HAC1 (Effective 16/06/23 - 06/07/23)

Single Project

HSP1 (Effective 23/09/2026)

Trade Pack

HTP3 (Effective 20/05/26)
HTP2 (Effective 13/02/26 - 19/05/26)
HTP1 (Effective 09/05/25 - 12/02/26)

Financial Lines

Management Liability

HML3 (Effective 19/05/26)
HML2 (Effective 12/03/26 - 18/05/26)
HML1 (Effective 09/10/25 - 11/03/26)

Professional Indemnity

Occupation Specific

Accountants | Architects and Engineers | Design & Construct | IT Professionals | Real Estate Agents | Tradespeople

Miscellaneous

For broader professional services

SCTP

Combined Liability

Accountants

HCL5A (Effective 19/05/26)
HCL4A (Effective 12/03/26 - 18/05/26)
HCL3A (Effective 30/10/25 - 11/03/26)
HCL2A (Effective 06/03/25 - 29/10/25)
HCL1A (Effective 12/04/24 - 05/03/25)
Other Available Documents

Architects & Engineers

HCL5AE (Effective 19/05/26)
HCL4AE (Effective 12/03/26 - 18/05/26)
HCL3AE (Effective 30/10/25 - 11/03/26)
HCL2AE (Effective 06/03/25 - 29/10/25)
HCL1AE (Effective 12/04/24 - 05/03/25)
Other Available Documents

Design & Construct

HCL3DC (Effective 19/05/26)
HCL2DC (Effective 12/03/26 - 18/05/26)
HCL1DC (Effective 30/10/25 - 11/03/26)
Other Available Documents

IT Professionals

HCL5IT (Effective 19/05/26)
HCL4IT (Effective 12/03/26)
HCL3IT (Effective 30/10/25 - 11/03/26)
HCL2IT (Effective 06/03/25 - 29/10/25)
HCL1IT (Effective 12/04/24 - 05/03/25)

Real Estate Agents

HCL5RE (Effective 19/05/26)
HCL4RE (Effective 12/03/26 - 18/05/26)
HCL3RE (Effective 30/10/25 - 11/03/26)
HCL2RE (Effective 06/03/25 - 29/10/25)
HCL1RE (Effective 12/04/24 - 05/03/25)
Other Available Documents

Tradespeople

HCL3TR (Effective 19/05/26)
HCL2TR (Effective 12/03/26 - 18/05/26)
HCL1TR (Effective 30/10/25 - 11/03/26)
Other Available Documents

Miscellaneous

Misc HCL5 (Effective 19/05/26)
Misc HCL4 (Effective 12/03/26 - 18/05/26)
Misc HCL3 (Effective 30/10/25 - 11/03/26)
Misc HCL2 (Effective 06/03/25 - 29/10/25)
Misc HCL1 (Effective 12/04/24 - 05/03/25)
Other Available Documents

SCTP

HCL6SCTP (Effective 19/05/26)
HCL5SCTP (Effective 12/03/26 - 18/05/26)
HCL4SCTP (Effective 30/10/25 - 11/03/26)
HCL3SCTP (Effective 06/03/25 - 29/10/25)
HCL2SCTP (Effective 18/08/24 - 05/03/25)
HCL1SCTP (Effective 06/05/24 - 17/08/24)

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© 2026 Hutch Underwriting Pty Ltd

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Hutch Underwriting Pty Ltd ABN 846 552 56 134 (Hutch). L6, 7-15 Macquarie Place, Sydney, NSW, 2000.

Hutch is an Authorised Representative (number 001296345) of CoverRadar Group Pty Ltd, ABN 14 641 225 809, AFS Licence number 523647, of L6, 7-15 Macquarie Place, Sydney, NSW 2000.

Your insurance broker will arrange this insurance for you on your behalf. If you have any questions or need any further information concerning your insurance, you should contact your insurance broker to assist you with your inquiry. You should direct all of your correspondence to Hutch Underwriting through your insurance broker.

The insurance products promoted on this website are issued by Hutch. The information on this website does not take into account your individual objectives, financial situation or needs. Before making a decision about the insurance products promoted on this website, talk to your insurance broker, and consider the relevant product disclosure statement (PDS) / policy wording and target market determination (TMD) (if applicable).