Add Hutch Professional Indemnity to your roster
The ultimate defensive play from the best fast-break team in the League
Professional Indemnity
Every profession carries its own set of risks and challenges.
Our Professional Indemnity (PI) insurance is designed to protect a diverse range of professions with occupation-specific wordings.
Available exclusively to brokers via SCTP & Ebix Sunrise Exchange (HUTPI)
Occupation Specific Wording
Dawn Enabled
Coverage at a Glance
Combined Liability (PI/PL/Cyber) for professional services businesses, with occupation-specific wordings for IT Professionals, Real Estate Agents, Accountants, Architects and Engineers, Tradespeople, as well as Design & Construct.
Key Covers
Our Key Covers are designed to offer comprehensive protection tailored to the specific needs of your profession.
- Civil Liability based insuring clause
- Costs and Expenses, in addition to the limit on all wordings
- Up to $500K Fidelity Extension available
- Writeback for Sudden and Accidental Pollution available
- Statutory Liability automatically included for most occupations
- On A&E Risks, optional extensions are available:
- Mitigation Costs
- Principals Indemnity
- Novated Contracts
- Proportionate Liability
Appetite at a Glance
SME professional services businesses.
Ideal business is less than $1M fee income. We will consider up to $10M fee income.
Check Out the Professions We Cover
Discover the extensive range of professions covered under our PI insurance, below.
-
Accountants
- Bookkeeping
- Company secretarial/ executor/ trusteeship
- Accounts Preparation
- Forensic Accounting
- Management Accounting and Consulting
- Tax Agent
-
Agricultural Consultants
- Aquaculture
- Communication, Training
- Food Science
- Forestry
- Horticulture
- Management Consulting
- Natural Resource Management
- Rural Development
-
Agriculture, Forestry and Fishing
- Dairy Herd Testing
- Fish Farms
- Forest Conservation Service
- Forest Nursery Operation or Service
- Reforestation Service
-
Architects
- Drafting / Detailing
- Interior Designers
- Landscape Architecture
- Project / Construction Management
- Town Planners
-
Communication Services
- Courier Service
-
Computer Consultants (IT Consultants)
Tailored IT policy wording
-
Cultural and Recreational Services
- Costume Design Service
- Set Designing Service
- Sound Archive Service
- Sound Recording Studio Operation
- Theatre Lighting Service
- Writer (Own Account)
-
Education
- Ballet School Operation
- Education Consultant
-
Engineers
- Civil Works
- Consulting Engineers (excluding building inspectors/surveyors)
- Draftsperson
- Electrical
- Heating, Ventilation, Air Conditioning
- Industrial
- Mechanical
- Project / Construction Management
- Project/Construction Managers
- Sewerage
-
Finance and Insurance
- Claim Adjustment Service
- Claim Assessment Service
- Insurance Risk Manager (Consulting)
-
Hair and Beauty
- Barber Shop Operation (No Tobacco on Premises)
- Barber Shop Operation (With Tobacco on Premises)
- Beauty Salon Operation
- Epilation Service
- Hairdressing Service
- Manicure Service
- Massage Service Noc
- Mobile Make Up Artist
- Pedicure Service
-
Information Technology Consultants
- Information Technology Liability (Combined PI / PL)
- Computer Consultants
-
Miscellaneous
- Adoption Agents (BIPD Excl)
- Air Cargo Consultancy
- Air Pollution Consultancy
- Allergy and asthma consultant
- Alternative Health Services
- Anthropologist
- Archaeologists
- Consultants
- Criminologist
- Dietician
- Drug and Alcohol Counselling
- Economists (excluding FI associated risk)
- Farm Management Advisory Service
- Food Consultant
- Funeral Director
- Graphic Designers
- Human Resource Consultants
- Hygiene Consultant
- Industrial Relations Consultant
- Legal Costing Services
- Loss Adjusters/Assessors
- Management Consultants
- Marketing / PR Consultants
- Mercantile Agents & Private Investigators
- Odour Pollution Consultant
- OH&S Consultants
- Personnel Consultancy
- Quality Assurance Consultant
- Sociologist
- Solar Energy Consultant
- Transportation Consultant
- Travel Agents
- Water Pollution Consultancy
- Wine Industry Consultancy
-
Personal and Other Services
- Counsellor (Personal Matters)
- Family Counselling Service
- Funeral Directing, No Coffin Manufacture
- Immigration Consultant
- Marriage Celebrant
- Weight Reducing Service (Mainly Diet Planning)
-
Photography Services
- Photography Service (Ex. Aerial)
- Street Photography Service
- Studio Photography Service
- Commercial Photography Service (Ex. Aerial)
- Portrait Photography Service
-
Property and Business Services
- Address List Compiling Service
- Addressing Service
- Advertising Agency Service
- Advertising Signs W'Sale
- Advertising Space Selling (For Fee/Commission)
- Arboricultural Consultant - Isa Cert.No Lopping
- Business Administrative Services (General)
- Business Statistical Service (Ex. Government)
- Call Centre and Telephone Answering Service
- Collection Agency Service
- Commercial Art Service
- Debt Collecting Service
- Economic Research Operation (Ex. University)
- Efficiency Advisory Service
- Environmental Consultancy Service (Ex. Laboratory)
- Ethics Consultant
- Fashion Design Service
- Food Agent Or Broker
- Food Technology Consultant
- Food Testing Service
- Import Consultancy Service
- Journalist, Freelance
- Letter Writing Service
- Life Coach Service
- Liquor Licensing Consultant
- Literary Agent
- Manufacturers Agent
- Market Research Service
- Mediation Service
- Merchandising Consultancy Service
- Meteorological Services
- Notary (Own Account)
- Operations Research Service (Commercial)
- Process Server
- Public Opinion Research Service
- Public Relations Consultancy Service
- Sales Advisory Service
- Secretarial Service
- Tariff Consultancy Service
- Testing Or Assay Service (On A Fee/Contract Basis)
- Textile Agent
- Tourism Development Consultancy Service
- Training Consultancy Service
- Typing Service
- Water Conservation Consultancy
- Wool Testing Service
- Word Processing Service
-
Real Estate Agents
- Body Corporate Managers
- Commercial Property Sales
- Facilities Management
- Residential Property & Strata Management
- Residential Property Sales
- Rural Property Sales
-
Surveyors
- Aerial
- Cartographers
- Engineering Surveyors
- Land
- Topographical
-
Tradespeople
- Carpenters and Joiners
- Electricians
- Cabinetmakers and Shopfitters
- Floor and Wall Tilers
- Painters and Decorators
- Plasterers and Renderers
- Roofers and Tilers
- Glaziers and Window Installers
- Signwriters and Fit-out Contractors
Suitability depends on the scope of professional services, contracts and licensing. Some trades may require referral.
-
Transport and Storage
- Booking Service (Passenger Travel/Accommodation)
- Customs Agency Service
- Freight Forwarding Service (Road) - No Storage
- Tour Guide Service
- Tour Guide/Operator Service
- Tour Wholesaling Service
- Tourist Bureau Service
- Tourist Coach Service, Short Distance
- Travel Agency Service
Awarded a 5 Star rating from LMI ClaimsComparison
LMI ClaimsComparison is an independent site that rates the claims service of Australian insurers and underwriters by product class without fear or favour.
Occupation-specific wordings
Design and Construct
Specialist PI for firms taking on both design and construct obligations.
Explore the framework
IT Professionals
Cover built for the real-world risks of IT work, from coding errors to contract disputes.
Launch the IT page
Tradespeople
For tradies delivering design, advice or sign-offs as part of their work.
Get the drill on PI for TradiesMiscellaneous Occupations
Not every client fits a set occupation. For broader professional services placements, use our Miscellaneous wordings. Same clear cover. Same fast quoting.
Refer to the latest PDS for full details of covers, limits, conditions, and exclusions.
Disclaimer: This page is intended for licensed insurance brokers. General advice only. It does not take into account your client’s objectives, financial situation or needs. Coverage is subject to the terms, conditions, limits and exclusions in the Policy Wording. Available exclusively via Ebix Sunrise Exchange (code HUTPI) and SCTP.
How do Brokers Quote and Bind Hutch Professional Indemnity Insurance?
You've got a mile-long to-do list, a never-ending inbox, and your clients need their policies bound urgently. We have built our quoting setup around that reality.
Ebix Sunrise Exchange
Hutch Professional Indemnity is available via Ebix Sunrise Exchange. Digital tools that are available 24x7x365. When quoting with Sunrise, there is no double keying, no closings and invoices are automatically populated. Log in, search HUTPI, enter the risk details, and bind.
Dawn
Dawn is Hutch's email ingestion service. Email your client's proposal form to Dawn in any format. Dawn reads the submission, populates the Sunrise quote form automatically, and places the quote in your Sunrise import queue. You review, declare, and bind. No re-keying required at either end. Learn how.
Steadfast Client Trading Platform
Hutch Professional Indemnity is available via Steadfast Client Trading Platform (SCTP). SCTP allows Steadfast brokers to obtain instant quotes from multiple underwriters by answering only one set of questions.
Underwriter Spotlight
Ross Chambers
Head of Longtail
Ross brings a rich work history and a passion for insurance intricacies. Armed with a double degree in Economics and Finance, Ross began his career in a graduate program, where he gained exposure to diverse insurance facets, sparking his industry interest. Transitioning to underwriting in 2014, he specialises in professional indemnity insurance, relishing its complexity.

