Annual Construction Insurance

Time to Uncover all the Riveting Policy Details

Hutch’s Annual Construction insurance policy provides protection for small to medium construction firms for their key risks in a simple-to-understand package. Cover can be bought on an Annual Turnover or Run-Off basis.

Measuring Tape Construction

Keep scrolling to discover how we measure up.


Material Damage

  • Employees’ Tools and Effects
  • Plant and Equipment
  • Hired in Plant
  • Existing Structures
  • Display Homes


  • Public and Products Liability
  • Vibration, Weakening or Removal of Support
  • Property in Care Custody or Control
  • Exhibitions and Publicity

Our Appetite

  • SME and Middle Market – Turnovers up to $50m
  • Liability Limits up to $20m
  • Residential and commercial builders below the 26th parallel south.


Effective  07/07/23 - 11/04/24

Policy Wording

Target Market & Factsheet


Effective 16/06/23 - 06/07/23

Policy Wording

Save Time And Head Space

You have got a mile long to-do list, a never-ending inbox, and your clients need their policies bound yesterday. Thats why we created our online digital quoting tool. Its powerful. It works 24x7x365. Its easy to use. Its super duper sexy.

Enter, auto-quote and bind within six minutes.

Sounds perfect right? ... we think so too.

No Double Keying

No Closings

Automatically Populated Invoices

Please note:
We only accept quotes via Ebix Sunrise Exchange (HUTCON)

Our Underwriters React Faster Than Chuck Norris

Don't freak out if your Construction account breaks our auto-quotation parameters and needs to go to referral. Our underwriters have an average turnaround time of just one business day. They will have you strutting around the office like the bad-ass you truly are. Chuck has got nothing on us.


Its your last chance!

Nah... Not really. But you knew that. We will just leave this TOBA request form here just incase you need it.

Any other enquiries, please feel free to Chat with us via the online Chat or our Broker Support Hotline