Smart cover for trades.

No heavy lifting required.

Hutch’s highly anticipated Trade Pack will be available on Ebix Sunrise Exchange. Fast, flexible, and built for brokers who work with SME trades.

Get ready to quote: Ebix will connect all brokers from Fri 9th May on Ebix Sunrise Exchange. You will be able to find us via Product Code: HUTTP

Trade Pack Insurance

Simple for brokers. Smart for tradies.

Trade Pack is designed for SME trade clients. It’s a packaged product that brings together essential cover options in one policy so brokers can quote quickly and tailor cover with confidence.

Available exclusively on Ebix Sunrise Exchange

Seven comprehensive sections

All wrapped up with Hutch's famous levels of automation and service.

Let us blow you away

Keep scrolling and let us blow you away.

One policy. Seven sections. Tailored for tradies.

Each Trade Pack includes Public & Products Liability, with optional covers that address the everyday risks of trade businesses

Included as standard:

Broadform Public & Products Liability (up to $20M)

Optional cover for:

General Property – Tools, Stock, Office Equipment, Leased Premises, Glass
Tax Audit up to $100,000
Cyber up to $25,000
Individual and Personal Accident & Illness up to Prime Benefit $150,000, and Weekly Benefit up to $1,500 for up to 104 weeks
Mobile Plant up to $250,000
Registered Mobile Plant Liability up to $20M

Bonus:

Tools and plant under two years old? We cover them new-for-old.

Read: Inside the Toolbox: What’s Really Covered in Hutch’s Trade Pack

Appetite at a glance

We’ve built this product to suit the needs of brokers placing well-managed, trade clients.

We can help brokers looking to cover:

Carpenters
Electrician
Painters & Decorators
Landscapers & Lawn Maintenance
Handymen
Plasterers, Shop Fitters
and more than 70 additional trades

Currently out of appetite (for now)

Plumbing, high-risk construction, demolition, scaffolding, and rail corridor work.

Why brokers are choosing Hutch

Our Trade Pack was designed with the broker experience in mind.

Built by underwriters Dominique Vagi, Lara Lillis and Rheece Tunnell, this product was shaped by broker feedback and a deep understanding of SME trade risks.

Brokers are looking for

Clear policy structure and wordings
A single packaged solution instead of multiple standalone policies
Dedicated support when you need it
Fully digital submission via Ebix Sunrise Exchange

Read: 5 Reasons Brokers Are Turning to Packaged Solutions for SME Trade Clients

Save Time And Head Space

You have got a mile long to-do list, a never-ending inbox, and your clients need their policies bound yesterday. Thats why we created our online digital quoting tool. Its powerful. It works 24x7x365. Its easy to use. Its super duper sexy.

Enter, auto-quote and bind within six minutes.

Sounds perfect right? ... we think so too.

No Double Keying

No Closings

Automatically Populated Invoices

5 Reasons Brokers Are Turning to Packaged Solutions for SME Trade Clients

It starts the way many broker stories do: a long-standing client with a short list of needs. “Can you help me cover my team, my tools, and our leased workspace?” You want to help, but that could mean seven separate policies, four underwriters, and one tradie with no time for paperwork. That’s precisely the kind of scenario Trade Pack was built to solve.

When You’re the Business, You Can’t Afford to Be Out of Action

Most tradies know their tools are valuable. But what about the person using them? Take Steve, a self-employed electrician in his mid-40s. One misstep on a ladder left him with a fractured hip and weeks off the tools. No work, no income, and no sick leave to soften the blow. It’s a scenario more common than one would think. And it’s exactly why Hutch built Individual Personal Accident & Illness cover (IPA) into the Trade Pack.

Hutch Trade Pack offers new for old cover for tools

The Real Cost of Tool Theft (And Why New-for-Old Cover Matters)

Bill Ding didn’t think much of it. A quick coffee run. Ten minutes tops. His ute was locked, parked on a quiet street. But when he returned, the back canopy was wide open and $5,000 worth of cordless gear had vanished. Drills, grinders, a new nail gun. Gone in a flash. Bill lost half a day chasing police reports and supplier invoices. The weekend job he’d lined up? Cancelled. And that client? Found someone else. Add in the replacement cost, poor Bill was hit hard.

Our Underwriters React Faster Than Chuck Norris

Don't freak out if your Trade Pack account breaks our auto-quotation parameters and needs to go to referral. Our underwriters have an average turnaround time of just one business day. They will have you strutting around the office like the bad-ass you truly are. Chuck has got nothing on us.

Underwriter Spotlight

Lara Lillis

Underwriting Manager, Liability

Lara Lillis brings over 17 years of experience in the insurance industry to Hutch. With a solid foundation in risk analysis and problem-solving, she excels in the technical aspects of underwriting, which include evaluating risks, negotiating terms, and providing tailored solutions. Lara and her trade pack underwriting team have an emphasis on innovation and exceptional service. They are dedicated to building strong relationships with brokers through clear communication, proactive support, and a commitment to delivering value.

Learn More

Its your last chance!

Nah... Not really. But you knew that. We will just leave this TOBA request form here just incase you need it.