No Handover? No Hangover.
Drew Plans' architecture practice was growing fast. More briefs, more site work, more late nights. But the one thing still lagging? His Professional Indemnity (PI) insurance.
When his broker finally chased the renewal, they hit the usual walls — generic wording, referral delays, and a product clearly not made for how architects operate.
Sound familiar?
If you’re a broker quoting PI insurance for architects, here’s why Hutch’s Architects & Engineers wording clears the clutter.
Architect Insurance That’s Designed for Designers
Architects don’t just design buildings. They manage risk from day one. Yet so much architect insurance still treats them like any other consultant.
Hutch changes that.
Our PI product includes sector-specific exclusions and optional extensions built for real-world practice. That means:
- Optional cover for Novated Contracts, Principals Indemnity, and Mitigation Costs.
- Costs and Expenses in addition to the limit.
- Clear exclusions for cladding, cost estimates, and unlicensed work.
- No cover for construction work (and that’s on purpose).
We don’t try to cover everything. We focus on covering what matters most to architects.
Built for architects, not for everyone
Our appetite is sharp. Hutch PI is designed for SME consultants with fee income up to $10 million, but we shine in the $1 million and under range.
Architects with unusual contract terms? We’re ready. Those with complex questions or site-based obligations? Still in play. And when a referral is needed, you’ll hear back within one business day.
Why brokers are switching
Brokers tell us the same story. Legacy PI systems are slow. Referrals stall. Some wordings are built for accountants or engineers, not for design professionals juggling public space, safety codes, and client expectations.
Hutch changes that. Our quoting system is fast. Our wording is specific. Our cover aligns with how architects actually work. If Drew needs a Certificate of Currency (CoC) last minute to make sure he can get on-site, you can deliver, no waiting for underwriter responses on a Friday afternoon. Hutch provides this instantly via the broker portal. No lengthy interpretation. No awkward clarifications after a policy is issued. Just confidence that what’s needed is included.
The clear way to better cover
Architects deserve more than a generic PI product. With Hutch, brokers quote faster, answer fewer follow-ups, and get wording that speaks their clients’ language.
It’s tailored PI without the hangover.
Kim Beavis : 12/04/2024 9:00:00 AM
