This is not a drill

Construction & Trades products that get the job done.

With industry-specific wordings, Hutch helps you nail all your construction and trades covers, so your clients aren’t left patching things up with ill-fitting sections and packs.

From tools and public liability to PI for designers, architects and tradies, Hutch gives brokers clear appetite and fast digital quotes via Sunrise Exchange

The right tools for construction & trades risks

Purpose-built wordings

Industry-specific construction and trades wordings that help avoid gaps and awkward bolt-on sections.

Clarity on appetite

Upfront guidance on which construction and trade risks we consider, so you spend less time on uncertain submissions.

Digital quotes, local support

Fast digital quoting via Ebix Sunrise Exchange, with PI for Architects also available on SCTP, backed by local underwriters and an in-house claims team.

It's Hammer Time!

Annual Construction

Protection for small to medium construction firms. Cover can be bought on an Annual Turnover or Run-Off basis.

Who it's for

SME and Middle Market residential and commercial builders, below the 26thparallel south. Turnovers up to $50m. 
Liability Limits up to $20m.

Sections:

  • Material Damage
  • Legal Liabilty
  • Cyber

Inspect the full plans

Construction-1

Trade Pack

Designed for SME trade clients. It’s a packaged product that brings together seven comprehensive sections in one policy so brokers can quote quickly and tailor cover with confidence.

Who it's for

Carpenters; Electricians; Painters & Decorators; Landscapers & Lawn Maintenance; Handymen; Plasterers; Shop Fitters; and more than 70 additional trades.

Core Section:

  • Broadform Public & Products Liability (up to $20M)

Optional Sections:

  • General Property
  • Tax Audit
  • Cyber
  • Individual and Personal Accident & Illness
  • Mobile Plant
  • Registered Mobile Plant Liability 

Bonus:

Tools and plant under two years old? We cover them new-for-old.

Check the full specs

Trade Pack

PI for Trades

For tradies delivering design, advice or sign-offs as part of their work. 

Who it’s for

Licensed trades who provide qualified advice, reports, specifications or design work as part of their services.

It also suits practitioners required to hold PI insurance under the Design and Building Practitioners Act 2020 (NSW). 

Core Sections

  • Professional Indemnity.
  • Cyber

Key Optional Extensions

  • Mitigation Costs.
  • Sudden and Accidental Pollution.
  • Previous Business

Open the toolbox

PI Trades

PI Design & Construct

Specialist PI for firms taking on both design and construct obligations.

Who it’s for

Aussie firms with an annual turnover up to $10M, incl builders taking on design responsibility &  practices delivering construct, novation, or site-involved contracts. Max $5M any one project. All projects are below or equal to 4-storeys.

Core sections

  • Civil Liability
  • Defence Costs
  • Reinstatement
  • Cyber

Key optional extensions

  • Novated Contracts.
  • Proportionate Liability Waiver.
  • Mitigation Costs.
  • Sudden & Accidental Pollution.
  • Previous Business.

Inspect the framework

PI Design & Construct

Architects & Engineers

Built for design work and the risks that come with it.

Core sections

  • Section 1: Professional Indemnity (PI) 
  • Section 2: Public Liability (PL)
  • Section 3: Cyber 

Defence costs: paid in addition to the limit for covered claims, unless stated otherwise on the Schedule.

Optional extensions

  • Novated Contracts
  • Principals Indemnity:
  • Proportionate Liability Waiver
  • Mitigation Costs
  • Previous Business

Check the full specs

PI Architects

Riveted?

Give us a call (during business hours) on 1300 256 056.

No time for a chat now? Book some time with our underwriters, below.

I want to talk about PI

I want to talk about Construction

I want to talk about Trade Pack

For licensed insurance brokers only.

Riveted